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      拿手机的方式可帮商家发现诈骗行为?

      kira86 于2019-03-08发布 l 已有人浏览
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      技术人员可以通过数字行为模式帮助在线公司确定是我们本人在登录还是骗子在登陆。
        小E英语欢迎您,请点击播放按钮开始播放……

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      How You Hold Your Phone Helps Merchants Uncover Fraud

      你拿手机的方式可帮商家发现诈骗行为

      Smartphones make it easier than ever to buy on the fly, but how do online stores know it's really you making those purchases?One of the challenges that online retailers, merchants and especially in the financial community have with online is the fact that you're not actually seeing that individual in real life. Don Duncan, NuData security says, patterns in our digital behavior can help online companies determine whether it's really us logging in or someone with stolen credentials. Looking at things such as when I enter information into the application, do I long press, short press?Do I use portrait or landscape? How do I hold the device in terms of proximity? These so-called passive biometrics can provide a more nuanced nap shot of customers.

      智能手机让我们买东西比以往任何时候都更容易,但网店怎么知道是真的你在购买这些东西呢?在线零售商、商家特别是金融界的在线商家面临这样一个挑战,就是你在现实生活中并不能看到真的这个人。NuData安全员Don Duncan表示,我们的数字行为模式可以帮助在线公司确定是我们本人在登录还是骗子在登陆。看看?#20197;?#24212;用程序中输入信息时,我是长按还是短按?我是用肖像还是风景?我拿手机时与手机保持多大距离?#31354;?#20123;所谓的被动生物识别技术可以提供客户更细致的信息。

      Using technology that's already built into mobile devices like accelerometers and GPS. Geographic location is really the starting point to identify, you know, where is that user? Where is the device connecting from? Unlike passwords or fingerprints which have to be physically entered, passive biometrics were behind the scenes while users interact as they normally would. We have a few lines of code inside the web or mobile application and all that does is provide us information from the device, we process it and return that intelligence back to the web, mobile application. Even factors like typing speed or the angle at which a phone is held can become authentication tools. And in the age of major data breaches, passive biometrics could mean merchants no longer have to rely solely on logins and passwords. NuData is owned by MasterCard which has already implemented the technology for its merchants. By not having a single data point for that validation, it allowed us to provide risk or intelligence to the online brand. For users, a more secure online experience could be right at their fingertips.

      使用移动设备中应用(如加速度计和GPS)的技术。识别用户所在位置,查看地理定位是首要方法,用户在哪儿?#21487;?#22791;连接在哪儿?与必须进行物理输入?#25343;?#30721;或指纹不同,被动生物识别技术是在幕后进行的,而用户通常可向像往常一样进行交互。我们在Web或移动应用程序中有几行代码,这些代码从设备中提取信息给我们,我们处理信息再将该信息返回给Web和移动应用程序。甚?#26519;?#22914;打字速度或手机握持角度等因素也可以成为?#29616;?#24037;具。在数据泄露猖獗的时代,被动生物识别技术可能意味着商家不再需要完全?#35272;?#30331;录和密码。NuData隶属于万事达信用卡,万事达信用卡已经为其商家应用了该技术。通过非单一数据点进行验证,我们为在线品牌提供风险或智能信息。?#26434;?#29992;户而言,手指一弹便可获得更安全的在线体验。

      Tina Trinh VOA News, New York

      VOA记者Tina Trinh纽约报道。

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